1)

https://picassoancleaners.com/how-scottish-stage-payments-build-progress-funding-and-milestone-releases-actually-differ-from-uk-practice/

1) Look, I’ve been through the grind with a couple of brokers mentioned in the article — especially David at Oakridge Finance. Secured a £1.2m bridging loan on a refurbishment project, but the initial LTV calculations were a nightmare