At 10pm I scribbled equity numbers for our Brampton basement reno while on the phone with a broker who explained what

https://www.mediafire.com/file/hz8jucxrpys0f0e/pdf-98055-64316.pdf/file

At 10pm I scribbled equity numbers for our Brampton basement reno while on the phone with a broker who explained what counts toward loan-to-value.