Florida hurricane deductibles of 2%, 5% or 10% can leave a $500,000 homeowner...

https://miamiweekly.com/hurricane-deductibles-and-the-rolex-in-your-safe-a-miami-homeowners-liquidity-question/

Florida hurricane deductibles of 2%, 5% or 10% can leave a $500,000 homeowner facing $10,000–$50,000 upfront. A collateral loan or selling a Rolex may help bridge the cash gap. Schedule valuables on your policy and keep documents in the cloud.