Florida hurricane deductibles of 2%, 5% or 10% can mean $10,000–$50,000 upfront...

https://milosimpressivejournals.quillnesty.com/posts/how-do-i-protect-my-rolex-if-my-house-floods-during-hurricane-season

Florida hurricane deductibles of 2%, 5% or 10% can mean $10,000–$50,000 upfront on a $500,000 insured home. A collateral loan or selling a Rolex could help bridge the cash gap. Schedule valuables on your policy, and keep documents in the cloud.