mold insurance coverage 8

https://atomic-wiki.win/index.php/Will_Insurance_Pay_for_a_Mold_Test%3F_What_Homeowners_Need_to_Know

Mold insurance coverage can be tricky since many standard homeowners policies exclude it, often requiring a separate endorsement or rider. If you discover mold from a covered peril, like a sudden pipe burst, your policy might pay for cleanup and repairs up to certain limits. However, long-term leaks or humidity issues are typically not covered, leaving you to foot the bill. It's wise to review your policy and ask your agent about specific mold exclusions and optional add-ons.