Planning for a big family bill, from a childcare deposit to a car repair, is...

https://www.toddleabout.co.uk/parenting/planning-for-big-family-costs-without-losing-your-financial-buffer/

Planning for a big family bill, from a childcare deposit to a car repair, is easier when your emergency buffer stays separate. This UK guide explains how savings pots and an awkward-month budget test can help you save without leaving yourself exposed.